The retirement years
Preparing for and Living the Retirement Years
Retirement Planning
At U-First Financial Solutions we can provide you with financial advice to maximise your entitlements and minimise your costs.
It’s never too early to start your retirement plan. We can assist you in planning your retirement years with cash flow management strategies so you can achieve the very best from your financial assets during your retirement.
Retirement Planning FAQs
When should we start thinking about retirement?
The answer is TODAY!
It is never too early to start planning for retirement. The day we first start working is the day we should first start saving and building our wealth nest egg. However, when starting our working life we often have other life goals such as; travel, buying cars, boats or other expensive toys, buying a home or establishing a family. It is difficult to really think about retirement at this time. But the sooner you do, the sooner you will be prepared for retirement.
The reality is that it is never too late! Whilst you are still working and you have some time before you retire, good retirement planning strategies can assist you in building your retirement wealth.
Here at U-First Financial Solutions, not only do we help you plan for the long-term building of your retirement and other financial assets, we assist in planning your retirement years with cash flow management strategies so that you can achieve the best out of your financial assets during your retirement.
We also assist you in utilising government benefits such as the age pension to help you fund your retirement years to the best available position.
Retirement is meant to be the reward for working hard all of your life allowing you to relax and enjoy your ‘golden years’. By having financially sound preparation for retirement, you will be able to ensure that you are able to enjoy your retirement financially stress-free!
What financial considerations are there for the Age Pension?
Managing and preparing your superannuation funds for retirement is a fundamental issue that needs to be addressed in order for you to be able to optimally utilise these funds in your retirement. We can provide strategies and investment advice for your super funds to ensure that you maximise the benefits of your super funds.
For most people, the Age Pension is a main source of revenue in retirement. For this reason, it is important to implement strategies to maximise any possible benefits and this can be achieved through careful planning with a thorough knowledge of not only what benefits may be available but also what tests, limits, etc are in place.
When should we consider preparing for Aged Care?
Moving into Aged Care can be an extremely traumatic event. Even more so for family who are often having to support the family member going into Aged Care. The reality is that often moving into Aged Care comes at a time in someone’s life when they are no longer capable of looking after their own affairs.
It is important for financial affairs to be structured so that the member going into care is adequately and appropriately prepared for the costs associated with care and how these may be minimised.
142 Malcolmson Street, North Mackay
P.O. Box 3444 Mackay North, QLD 4740
07 4942 3366
Email: admin@u-first.com.au
Opening Hours:
Monday – Friday 8.30am – 5pm
(Other times by appointment)